Banterra Bank began as a single bank in Ridgway, Illinois in July of 1975.  Today, Banterra has nearly $2 billion in assets and is ranked in the Top Nine Percent of U.S. Charter Banks and Top Six Percent for Illinois Charter Banks, according to asset size.  Banterra has 40 locations in Illinois, Indiana, Kentucky, Missouri and Arizona.  In addition to offering a variety of personal and business banking products, Banterra provides services nationwide through specialty lending divisions including Aircraft Finance, Machine Tool Finance, Corporate, Transportation and RV and Marine Lending.  Banterra also offers Banterra Insurance for auto, home, life, business and Banterra Investment services. For information, call 866-BANTERRA (226-8377), or go to www.banterra.com.