Thrivent is a unique kind of membership organization called a fraternal benefit society. By definition, a fraternal benefit society is a not-for-profit organization that provides insurance to its members and – this is key – has to carry out social, intellectual, educational, charitable, benevolent, moral, fraternal, patriotic or religious purposes for the benefit of its members and the public. So we don't simply sell insurance, and we don't simply do charitable work either. As a fraternal benefit society, we do both as we help Thrivent members on their wise with money journeys.