First Federal Savings and Loan Association of Bath, Maine is a federally chartered mutual institution founded by local community and business leaders.

From its modest beginnings, First Federal Savings & Loan (FFS&L) has prospered over the last ninety years into an institution with a respected position in its two-county market area. Lincoln and Sagadahoc counties are located in the mid-coast area of Maine and enjoy many miles of shore line.

Our mission is to provide a high level of customer satisfaction by offering a number of products and services in a friendly and relaxed environment. From current interest rates to product information, you’ll find everything you need here, at your convenience.