J. Carnes is a Mortgage Loan Officer serving Arizona. He has been in the mortgage industry since 2019; helping people like you obtain their goal of sustainable homeownership. J truly understands that mortgages and lending can be unfamiliar territory for many. Over the years he has had the opportunity of working with people who have a wide variety of situations and has helped them achieve their financing goals. Whether you are a first-time homebuyer, refinancing or buying your third investment property, J will guide you through the loan process seamlessly by providing quality communication and advice. J can provide a wide range of home loan options that makes the most sense for your situation. What are the benefits of working with a Mountain Country Mortgage Loan Officer? The thing that makes Mountain Country so great to work with is that we are a direct lender. This means each branch and regional office is equipped to complete the entire loan process in-house. J will be in control of your loan file throughout the entire process. This system allows for continuous communication and has given us a proven track record of closing loans quickly and efficiently. Download J. Carnes's My Mortgage: Mobile App today for a trusted mortgage calculator and his contact information. Does it sound too good to be true? See J. Carnes's 5-Star rating and reviews on Zillow! J. Carnes offers Conventional, FHA, VA, USDA, or down payment assistance loans servicing the Phoenix and beyond including Flagstaff, Williams, Cottonwood, Grand Canyon Sedona, Camp Verde and surrounding Northern Arizona areas
