We’ve been in business since 1864 and we’re passionate about making sure you’re covered properly.

Tervo is a locally owned insurance agency with locations in Hancock and Marquette that offers complete lines of personal and business insurance. We provide coverage to people and businesses throughout Michigan’s Upper Peninsula and the Midwest.

As an independent agency, we have unique access to a wide-range of insurance companies which allows us to find the best policies based on your individual needs.

We take a hands-on and detailed approach to serving customers by thoroughly assessing needs through one-on-one consultations. Once we understand your needs, we identify the right coverages and design an individualized plan that will keep you protected. In the case of an event or emergency, you’ll know exactly what’s covered and what steps to take. We’ll work with you to file a claim and get you back on your feet in no time.