Welcome to Sally Arnold & Associates, where we treat you individually and not as a policy number! As an independent agency, we can shop across all the major carriers in order to find the best policy and premium with all available discounts to fit your needs. We have had our office location in Frederick, MD since 1990. It’s nice to have a local insurance agency where you can stop by, knowing that it's established right in your local community. Contact Sally Arnold & Associates today for a free assessment of your insurance needs at 301 662-2246.