Founded in 1943, as The Hartman Agency, the firm was originally located in the Canton House in downtown Baltimore.  The agency was established to provide surety bonds for area contractors.  This service proved to be an integral part of Baltimore's growth and development over the years.  HMS has since developed into one of the largest full-service independent insurance agencies in the United States providing comprehensive insurance products and services to individuals and businesses throughout the Mid-Atlantic region.  Our professional account service teams develop commercial insurance solutions, risk management programs, surety bond programs and employee benefit packages for small and large business owners alike.  HMS also provides a full range of personal insurance solutions for individuals; including our Private Client Group for affluent individuals.