Coronavirus - Race Options and Best Practices

We Are All In This Together


We are providing this information to help race directors and timers find financial relief resources. For more information, reach out to the organizations providing the loans and other programs. As with all things coronavirus-related, this is a work in progress and we will continue to add resources as we find them. If you have a tip to add, please email us


Page Contents


PPP and EIDL Guidance

These links have more official information for the PPP and EIDL programs.

Paycheck Protection Program (PPP): An SBA loan that helps businesses keep their workforce employed during the Coronavirus crisis. SBA will forgive loans if all employees are kept on the payroll for eight weeks and the money is used for payroll, rent, mortgage interest, or utilities.

You can apply through any existing SBA 7(a) lender or through any federally insured depository institution, federally insured credit union, and Farm Credit System institution that is participating. Other regulated lenders will be available to make these loans once they are approved and enrolled in the program. You should consult with your local lender as to whether it is participating in the program.

The following entities affected by Coronavirus may be eligible to apply:

  • Any small business concern that meets SBA’s size standards (either the industry based sized standard or the alternative size standard)
  • Any business, 501(c)(3) non-profit organization, 501(c)(19) veterans organization, or Tribal business concern (sec. 31(b)(2)(C) of the Small Business Act) with the greater of: 500 employees, or, that meets the SBA industry size standard if more than 500
  • Any business with a NAICS Code that begins with 72 (Accommodations and Food Services) that has more than one physical location and employs less than 500 per location
  • Sole proprietors, independent contractors, and self-employed persons


Economic Injury Disaster Loan Emergency Advance (EIDL):In response to the Coronavirus (COVID-19) pandemic, small business owners in all U.S. states, Washington D.C., and territories are eligible to apply for an Economic Injury Disaster Loan advance of up to $10,000. This advance will provide economic relief to businesses that are currently experiencing a temporary loss of revenue. Funds will be made available following a successful application. This loan advance will not have to be repaid.

This program is for any small business with less than 500 employees (including sole proprietorships, independent contractors and self-employed persons), private non-profit organization or 501(c)(19) veterans organizations affected by COVID-19. Businesses in certain industries may have more than 500 employees if they meet the SBA’s size standards for those industries.

Video from webinar with Shawn Daugherty and Kevin Harris reviewing the current information on the programs is below (or just listen - it's more audio than visual!):




Small Business Administration Support


SBA Economic Injury Disaster Loan Program


From the SBA's coronavirus site


Small business ownders in all U.S.states and territories are currently eligible to apply for a low-interest loan due to coronavirus (COVID-19).

The SBA will work directly with state Governors to provide targeted, low-interest loans to small businesses and nonprofits that have been severly impacted by the coronabirus (COVID-19).The SBA's Economic Injury Disaster Loan program provides small businesses with working campital loans of up to $2 million that can provide vital economic support to small businesses to help overcome the temporary loss of revenue they are experiencing.


Program Basics: The SBA loans provide low-interest working capital loans of up to $2 million to small businesses and nonpofits affected by the coronavirus. These loans carry an interest rate of 3.75% for small businesses and 2.75% for nonprofits. Loan repayment terms vary by applicant, up to a maximum of 30years.


Basic Eligibility: Businesses in all states are eligible to apply. The loan can be used to cover accounts payable, debts, payroll, and other bills the coronavirus has affected your ability to pay.


Link: SBA Economic Injury Disaster Loan Program Application
SBA Disaster Assistance Customer Service Center: 


Lender Match

This free online tool connects small businesses with participating SBA-approved lenders. This program is not disaster-specific, and is available at any time. Be prepared to answer:

  1. Business plan
  2. Amount and use of funds
  3. Credit history
  4. Financial projections
  5. Collateral
  6. Industry experience

Link: Lender Match Tool


Local Assistance

If you're looking for counsel and more local information, reach out to your SBA District and Regional Offices.

Link: Local SBA Assistance



America's Small Business Development Center Resources

America's SBDC has create a resource with CDC guidlines, SBA information, and other organizations providing tips and assistance to small businesses. Additionally, their COVID-19 Resources for Business booklet is a thorough guide - it's designed specifically for California, but much of the information is useful nationally.

Link: America's SBDC Coronavirus Resources Site
Link: COVID-19 Resourses for Business Booklet 


Finding Funding

Information Trackers with Funding Resources for business owners


Miscellaneous Loan/Grant Programs


Facebook Small Business Grants Program

We know that your business may be experiencing disruptions resulting from the global outbreak of COVID-19. We’ve heard that a little financial support can go a long way, so we are offering $100M in cash grants and ad credits to help during this challenging time.

Who's eligible? Facebook is offering $100M in cash grants and ad credits for up to 30,000 eligible small businesses in over 30 countries where we operate. We’ll share more details as they become available.

Link: Sign up for updates on this page


Stimulus 2020

What is Stimulus 2020? Stimulus 2020 is a privately-funded stimulus program intended to support America’s local businesses. We are curating stimulus packages and offers designed to help American businesses stay afloat in this time of crisis.

$1,000 Stimulus: If you’re a local business we’ll give you $1,000 tomorrow to invest in your business. No fees, no interest, and flexible repayment terms.

Womply Free: We created Womply Free so local businesses can make better business decisions and benchmark themselves against other businesses nearby. 

Link: Sign Up Information


Financial Institutions

Banks and credit card companies are offering assistance to customers experiencing financial hardship due to coronavirus related business closures. Late fees may be waived or customers may receive assistance with minimum payments. A few programs are linked below, but financial institutions throughout the country are encouranging customers to contact custmer service for assistance.


US Economic Stimulus

Link: Lets Do This Blog review of the potential impacts of the US Economic Stimulus Bill on the Endurance Industry


State and Local Support












































New Jersey


New Mexico


New York











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